Often the thought of personal insolvency is daunting. If you cannot manage your personal debts and the strain is becoming too much to handle, then contact us for a cost and obligation free meeting to learn more about the options available to you.

Our respectful and understanding staff will advise you about the various personal insolvency options and can assist you with completing the relevant documentation.

Being fully aware of the distress financial pressure can cause, we will ensure you understand your options and guide you in the right direction.

We are approachable, professional and respectful and we will act with your best interests in mind. We stand by this.

You can contact our Principal, Kim Wallman, at any time on 08 9215 7900, 0411 619 256 or via email to kwallman@hlbinsol.com.au to arrange a cost and obligation free and totally confidential meeting.

Read some of our frequently asked questions below.

I cannot pay my debts – what can I do?

If you cannot pay your personal debts and the pressure is simply becoming too great, then bankruptcy may be the right option for you. Click here to read more about the bankruptcy process.

You may be able to avoid bankruptcy if have the ability to offer your creditors funds that would not ordinarily be available from your estate. This can be achieved through a personal insolvent agreement, or a Part X, and may be a better option. Click here to read more about the personal insolvency agreement process.

I have received a Bankruptcy Notice – what are my options?

If you have received a Bankruptcy Notice, it is important that you act quickly to seek advice.

If you cannot pay the debt in full and a settlement is not an option before the deadline, then contact us on 08 9215 7900 as soon as possible to talk about your options.


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Whatever your question, our team in Perth will aim to find the best solution for you

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